UK merchant services
Payments built for real businesses
Cervo provides straightforward card-payment solutions for UK businesses, combining modern payment technology with responsive merchant support. Our platform is currently completing final preparations for production launch.
Status
Preparing for launch — applications open soon. Request early access and we'll invite you to apply.
Cervo is preparing to launch its UK merchant-services proposition, with its underlying acquiring and payment technology now selected. We are completing the final technical and operational preparations for launch.
Card payments
Card payments made straightforward
Cervo's card-present proposition is designed for Chip & PIN and contactless payments using modern payment terminals, backed by clear reporting and people you can talk to.
How Cervo payments work- Chip & PIN and contactless acceptance
- Modern payment terminals
- Guided merchant onboarding
- Transaction reporting and visibility
- Responsive merchant support
Industries
Built for your industry
Cervo serves independent UK businesses across a range of sectors.
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Restaurants & Hospitality
Payments at the counter or at the table for restaurants, cafés, bars and hospitality venues.
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Trades & Home Services
Card payments for plumbers, electricians, locksmiths and other trades at customers' premises.
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Automotive
Straightforward card payments for garages, MOT centres, bodyshops and vehicle service businesses.
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Retail
Card payments for shops, boutiques and independent retailers, using modern payment terminals.
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Professional Services
Clean, professional payment collection for consultants, clinics, accountants and service businesses.
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Every sector in detail
Explore industries
Our approach
How Cervo works for you
- 01
Straightforward onboarding
Apply through Cervo's secure merchant onboarding portal, with guidance at each step so you know what is needed and why.
- 02
Transparent pricing
Pricing tailored to your business, with every applicable fee set out clearly before you commit. No hidden fees.
- 03
Reliable payment hardware
Modern payment terminals suited to day-to-day business use, from the shop floor to the job site.
- 04
Accessible support
Human, responsive merchant support for independent businesses.
- 05
Clear reporting
Transaction reporting and payment visibility that help you understand your card payment activity.
Getting started
From first step to first payment
- 1
Request early access
Tell us about your business in a short form. It only takes a few minutes.
- 2
Apply when invited
We'll invite you to apply through Cervo Apply, our secure merchant onboarding portal.
- 3
Assessment and set-up
Applications are assessed before services can be activated. Once approved, we get you ready to take payments.
Can I apply for a Cervo merchant account?
Cervo is preparing for launch and applications open soon. Request early access and we'll invite you to apply through Cervo Apply, our secure merchant onboarding portal. Requesting early access is not an application for a merchant account and does not guarantee acceptance or pricing.
Is Cervo processing payments today?
Not yet. Cervo's underlying acquiring and payment technology is selected, and we are completing the final technical and operational preparations for launch. Live payment processing starts once a merchant's application has been approved and their services have been activated after launch.
Is Cervo a bank or payment institution?
No. Cervo Ltd is not a bank, payment institution or card scheme member, and does not hold or safeguard merchant funds. When services go live, card payments will be processed by a regulated acquiring partner under a merchant agreement between you and that acquirer. See our Regulatory Information.
What payment solutions does Cervo offer?
Cervo's card-present proposition is designed for Chip & PIN and contactless payments using modern payment terminals, with guided merchant onboarding, transaction reporting and responsive merchant support. Our launch proposition focuses on in-person card payments. See Payments.
How does pricing work?
Pricing is tailored to each business's profile, transaction volume, card mix and payment requirements, and every applicable fee is set out clearly before you commit. Rates are confirmed as part of your application. Commercial terms may vary. See Pricing.
Ready to take card payments with Cervo?
Request early access and we'll invite you to apply as soon as applications open.